Inheritance Impact Calculator

See how receiving an inheritance affects your long-term investment strategy and retirement planning.

Investment & Inheritance Parameters

Min: 35Current: 35Max: 85
3535 years85
Quick select:
Min: 50Current: 65Max: 80
5065 years80
Quick select:
Min: $10,000Current: $120,000Max: $5,000,000
$10,000$120,000$5,000,000
Quick select:
Min: 0%Current: 5.5%Max: 15%
0%5.5%15%
Quick select:
Min: $10,000Current: $45,000Max: $200,000
$10,000$45,000$200,000
Quick select:
Min: 80Current: 95Max: 95
8095 years95
Quick select:

Inheritance Details

Min: $0Current: $300,000Max: $2,000,000
$0$300,000$2,000,000
Quick select:
Min: 35Current: 55Max: 95
3555 years95

Investment Timeline with Inheritance

Peak Investment Value

$2,355,303

Maximum balance reached

Total Withdrawn

$1,395,000

Lifetime retirement income

Final Inheritance

$2,355,303

Amount left for next generation

Key Insights

Inheritance Impact

Receiving $300,000 at age 55 significantly boosts your investment portfolio. The earlier you receive it, the more time it has to compound and grow.

Growth Multiple

Your initial $120,000 investment grows to a peak of 19.6x its original value, creating substantial wealth for retirement and inheritance.